Preferred Auto Brokers, Inc. (PAB) provides all information on this Web site ("Site") under the following terms and conditions:

By accessing, browsing and/or using this Site, you acknowledge you have read, understood and agree to be bound by the terms and conditions provided herein and to comply with all applicable laws and regulations. If you do not agree to these terms, do not use this Site and exit immediately.

You are responsible for maintaining the confidentiality of your password and account with this Site, and for all activities that occur under your account, and you agree to hold PAB harmless for any costs incurred in connection therewith.

You agree you will use this Site and its Content at your own risk. You will evaluate and bear all risks associated with use of the Site or Content, including any reliance on its accuracy, completeness, or usefulness. You agree that this Site is provided on an as is and as available basis. This Site contains hyperlinks to third party websites that are the sole responsibility of such independent third parties, and use thereof is solely at your own risk. PAB has no control over the content or policies of such third party websites, and will not be responsible for (and under no circumstances shall be liable for) the contents, accuracy or reliability of any websites hyperlinked to this Site.

PAB reserves the right to revise the Terms and Conditions set forth herein at any time without prior notice. If, at any time, you do not agree with the Terms and Conditions of this Site, or of any subsequent revisions to the Terms and Conditions, immediately discontinue using and accessing this Site. By using this Site, you agree to be bound by any such revisions and you should therefore periodically visit this page to determine the then-current Terms and Conditions to which you are bound.

All Terms and Conditions of this Site will be governed by the laws of the State of Colorado, without giving effect to the conflicts of laws or principles thereof. If any provision of these Terms and Conditions is deemed unlawful, void or for any reason unenforceable, then that provision shall be deemed severed and shall not affect the validity and enforceability of any remaining provisions.

Please see our Privacy Policy for information regarding the collection and use of personal information from this Site. Despite any representations concerning privacy, PAB reserves the right to disclose without notice to you any information in its possession if required to do so by law or upon a good-faith belief that such action is necessary to comply with the law, to protect or defend PAB’s rights or property, or to respond to an emergency situation. Specific areas or pages of this Site may include additional or different terms relating to the use of personal information collected from such

areas or pages.

Under no circumstances, including negligence, shall PAB be liable for any damages, including, without limitation, any liability for direct, indirect, special, incidental, punitive, or consequential damage, or for lost profits or revenue, or loss of data or business, that result from the use of, or the inability to use, this Site or the Content, even if PAB has been advised of the possibility of such damages.